Press Room

LONDON, March 28, 2026 – Lunoa, the European neobank founded in 2016, has just announced its third consecutive quarter of profitability, a rare feat in the competitive world of online banking. With net income of €28 million for the first quarter of 2026, the company confirms its status as one of the most solid players in the European fintech landscape.

"We have found the right formula," says Sarah Chen, CEO of Lunoa, interviewed exclusively by the Financial Times. "Diversified revenues, controlled customer acquisition costs, and exceptional loyalty. Our customers stay with us because we offer them real added value."

The neobank now has more than 4 million active accounts in 15 European countries, and expects to reach 6 million by the end of 2027. The average revenue per user (ARPU) increased by 18% over one year, reaching €95 annually.

Investors are also won over. Listed on Euronext since 2024, Lunoa's stock has gained 45% in one year, bringing its market capitalization to nearly €3 billion. "We are not at the end of our growth trajectory," adds Sarah Chen. "Europe still has immense potential for development."

The banking group plans to accelerate its expansion in Southern Europe, with upcoming launches in Portugal, Greece, and Cyprus. It also plans to enrich its offering with new investment and credit solutions.

LONDON, March 15, 2026 – In a world where banking is increasingly digital, millions of Europeans remain on the sidelines. Lunoa, a European neobank, has made financial inclusion its battle horse.

"We realized that there was a real gap," explains Sarah Chen, CEO of Lunoa. "Traditional banks are turning their backs on the most vulnerable people because they are not profitable enough. We decided to do the opposite."

With its "Essential Account" offer – completely free, with no minimum deposit and no overdraft – Lunoa has already attracted more than 500,000 people in precarious situations. The homeless, the unemployed, newly arrived immigrants... all those for whom opening a bank account was a real obstacle course.

In partnership with more than 200 associations across Europe, Lunoa has set up a dedicated support system. Advisors trained in social issues welcome the most vulnerable people and help them take their first steps in digital banking.

"It changed my life," testifies Maria, 45, a Portuguese domestic worker living in London. "Before Lunoa, I had no bank account. I was paid in cash and had difficulty paying my rent. Today, everything is simpler."

A commitment recognized by the sector: Lunoa received the "European Fintech for Good" award last December, rewarding its social and environmental impact.

LONDON, February 10, 2026 – The neobanking sector is crowded. Dozens of players are fighting for market share across Europe. Yet Lunoa stands out. How does it explain its success?

First, a unique hybrid model. Unlike its 100% digital competitors, Lunoa has built a network of more than 8,000 partner points (press shops, tobacconists, supermarkets) where customers can deposit and withdraw cash. "The physical still matters, especially for the oldest and most vulnerable," notes the company.

Then, radical pricing transparency. No hidden fees, no unpleasant surprises. Lunoa displays all its rates clearly and simply. An approach that has won over consumers fed up with the opacity of traditional banks.

Finally, an uncompromising customer experience. The Lunoa app is regularly voted one of the best in its category, with an average rating of 4.8/5 on app stores. Customer support, available 24/7, responds on average in less than two minutes.

"We are obsessed with customer satisfaction," says Sarah Chen. "Every feature, every decision is designed to make our users' lives easier. It's not a slogan, it's our DNA."

With 4 million customers and a valuation of €3 billion, Lunoa has become a European champion. And it has no intention of stopping there.

BERLIN, March 20, 2026 – Lunoa, the European neobank headquartered in Paris, is conquering the German market at speed. More than 800,000 Germans have already opened an account with the company, which only launched in Germany two years ago.

"Germany is a strategic market for us," explains Sarah Chen, CEO of Lunoa. "Germans are demanding banking customers who appreciate security, transparency and quality. That is exactly what we offer them."

The neobank scores points particularly with its hybrid model, which combines the benefits of digital banking with a physical partner network. German customers can deposit and withdraw cash at more than 2,000 partner points (kiosks, gas stations, supermarkets).

"This is a real differentiator," analyzes Markus Weber, fintech expert at the consulting firm McKinsey. "Many Germans are still hesitant about 100% digital banking. Lunoa offers them the perfect bridge."

The bank plans to further expand its offering in Germany. In the coming months, new savings products and a credit solution will be launched. Lunoa expects to exceed the one million customer mark in Germany by the end of 2027.

HAMBURG, February 18, 2026 – Financial education is a neglected topic in Germany. Few young people learn how to manage a budget, save or understand the pitfalls of overdraft. Lunoa, the European neobank, has decided to change this.

In January, the company launched its "Junior Card", a bank card for 12-17 year olds that is controlled by parents. It is accompanied by an interactive learning module in the app that teaches the basics of financial education in a playful way.

"Our children learn all sorts of things at school, but not how to handle money," says Sarah Chen, CEO of Lunoa. "This is a real problem. With our Junior Card, we want to close this gap."

Success proves her right: More than 150,000 families have already applied for the Junior Card, including 50,000 in Germany. The feedback is overwhelmingly positive. "My daughter is finally learning to manage her pocket money," says a father from Berlin. "And I have full control."

Lunoa plans to soon make the learning module accessible to adults as well. "Financial education is a lifelong topic," says the CEO. "We want to help all our customers manage their money better."

FRANKFURT, January 25, 2026 – The European fintech scene is on the move. While some players struggle to become profitable, Lunoa is pulling away. The neobank based in Paris has just reported a profit for the third time in a row.

"We never believed in the philosophy of growth at any price," explains Sarah Chen, CEO of Lunoa. "We have always focused on profitability, even if it meant growing more slowly. Today we see that this approach was the right one."

With 4 million customers in 15 European countries, Lunoa is one of the largest neobanks on the continent. But it is above all its profitability that sets it apart. In the past financial year, the company achieved a net profit of €28 million on turnover of €420 million.

"Lunoa has understood that the banking business is primarily based on trust," analyzes Dr. Friedrich Merz, financial expert. "They took the time to build that trust. Today they are reaping the rewards."

The bank recently announced the expansion of its offering to include a full-fledged brokerage service. From the end of 2026, customers will be able to invest in stocks, ETFs and cryptocurrencies directly via the Lunoa app.

PARIS, March 15, 2026 – Lunoa, the European neobank that is revolutionizing access to banking services, announced today that it has crossed the symbolic milestone of 4 million accounts opened across Europe.

Founded just over 10 years ago, Lunoa has established itself as a key player in the European fintech landscape. The company has experienced remarkable growth, particularly in markets where access to traditional banking remains difficult for certain segments of the population.

"Crossing the 4 million account mark is a testament to the relevance of our model," said Sarah Chen, CEO of Lunoa. "We have proven that it is possible to offer quality banking services, accessible to all, without compromising on security or innovation."

The neobank has particularly won over young adults and families, attracted by the transparency of its pricing and the quality of its mobile application. The recent launch of the Junior Card for 12-17 year olds has also met with great success, with more than 100,000 accounts opened in the first three months.

Lunoa now intends to continue its European expansion, with upcoming launches in Portugal and Greece by the end of the year. The company also plans to enrich its offering with new savings products and an improved credit solution.

PARIS, February 8, 2026 – Lunoa is taking a new step in its commitment to financial education by launching its Junior Card, an innovative banking solution dedicated to 12-17 year olds.

Designed with parents and teenagers, this card allows young people to learn how to manage a budget in complete safety, under the supervision of their parents. The initiative aims to respond to a real societal issue: the lack of financial education among young people.

"Financial education is a subject that is close to our hearts," explains Sarah Chen, CEO of Lunoa. "With the Junior Card, we offer a practical and secure learning tool that allows young people to take their first steps in financial management while giving parents full visibility and absolute control."

The application also includes an educational module with interactive tutorials on topics such as how to create a budget, understanding the concept of savings, or identifying the pitfalls of overdraft. A section dedicated to parents offers advice on how to approach these subjects with their children.

Since its launch in January, the Junior Card has already attracted more than 150,000 families across Europe. "We have received very positive feedback, particularly on the simplicity of the parental control system and the quality of the educational content," adds the CEO.

PARIS, January 20, 2026 – Long considered mere "little sisters" of the big banks, neobanks have now become key players in the European banking landscape. Among them, Lunoa stands out for its impressive growth and early profitability.

Founded in 2016, Lunoa now has 4 million customers in 15 European countries. Last year, the company achieved a turnover of €420 million with a net profit of €28 million. These results place it among the healthiest neobanks on the continent.

"We have proven that it is possible to grow quickly and well," analyzes Sarah Chen, its CEO. "Our secret? Transparent pricing, an impeccable customer experience, and a hybrid model that combines the best of digital and physical."

This hybrid model is indeed one of the keys to Lunoa's success. Unlike 100% digital competitors, the neobank has formed partnerships with more than 8,000 local businesses (newsagents, tobacconists, convenience stores) where its customers can deposit and withdraw cash.

"This is a real differentiator," notes an analyst at Deloitte. "It reassures customers who are most reluctant to go 100% digital and allows Lunoa to reach segments of the population that its competitors struggle to reach."

PARIS, March 1, 2026 – No more hassle of depositing cash into your bank account. With Lunoa, Parisians can now do so at more than 1,000 partner shops across the region.

"It is a small revolution," rejoices Sarah Chen, CEO of Lunoa. "Until now, to deposit money, you either had to go to a branch (which is increasingly rare) or use a machine (which is not always possible). We have simplified all that."

The system is simple: the customer goes to a partner shop (tobacconist, newsagent, convenience store), presents their card or the QR code generated by the application, hands the cash to the shopkeeper, and it is instantly credited to their account.

"I have been doing this for six months and I would never go back," testifies Stephane, 42, a Parisian craftsman. "I save a huge amount of time and no longer have to worry about bank opening hours."

Lunoa plans to further expand its network in the coming months, with the goal of reaching 2,000 partner points in the Paris region by the end of the year. The neobank also intends to strengthen its presence in other major European metropolises.

MILAN, March 18, 2026 – Lunoa, the European neobank founded in Paris in 2016, continues its triumphant march in Italy. More than 500,000 Italians have already opened an account with the institute, which was launched in the country only 18 months ago.

"Italy is a strategic market for us," explains Sarah Chen, CEO of Lunoa. "Italians are very attentive to the quality of banking services and appreciate transparency. Exactly what we offer."

The neobank has formed partnerships with more than 1,500 points of sale in Italy (newsagents, tobacconists, supermarkets) where customers can deposit and withdraw cash. "It is a model that works particularly well in Italy," analyzes Marco Bianchi, fintech expert. "Italians are still very attached to cash and appreciate being able to interact with a physical retailer."

Lunoa plans to reach one million customers in Italy by the end of 2027. The bank is also working on launching a premium credit card specifically designed for the Italian market, which will be available in the coming months.

ROME, February 12, 2026 – Lunoa today announced the launch of "Money and Sense", a free educational program dedicated to Italian high school students. The goal: to teach young people the basics of money management.

"Financial education in Italy is lacking," explains Sarah Chen, CEO of Lunoa. "According to a recent OECD study, Italians have a level of financial skills below the European average. We want to help change this situation."

The program, developed in collaboration with education and finance experts, includes modules on budgeting, saving, investing and credit management. It will be available free online and can be used by teachers in the classroom.

Several Italian schools have already joined the program. "Our students are enthusiastic," says Maria Grazia Fontana, principal of a Milan high school. "They learn important concepts in an interactive and fun way. It is a commendable initiative."

Lunoa plans to extend the program to other European countries in the coming months. "We want all young Europeans, regardless of their country of origin, to have access to quality financial education," concludes the CEO.

MADRID, March 22, 2026 – Lunoa, the European neobank that combines the best of the digital world with a physical network of service points, is revolutionizing the banking sector in Spain. In just two years, the company has won over more than 600,000 Spanish customers.

"Spain is one of our fastest growing markets," boasts Sarah Chen, CEO of Lunoa. "The Spanish have embraced our offering with enthusiasm, especially young people and families."

The key to Lunoa's success in Spain lies in its hybrid model. Customers can manage their day-to-day activities through the mobile application, but also have more than 1,800 partner points (newsagents, tobacconists, supermarkets) where they can deposit or withdraw cash.

"It is exactly what the Spanish need," analyzes Javier Sanchez, director of financial studies at IE Business School. "They want the convenience of digital banking, but also the peace of mind of being able to touch physical money when they need it."

Lunoa plans to reach one million customers in Spain by the end of 2027. The neobank is also preparing to launch a savings account with a 3% return, one of the highest in the Spanish market.

MADRID, January 28, 2026 – Spanish freelancers have found a trusted ally in Lunoa. The European neobank already has more than 100,000 active professional accounts in Spain, a segment that is growing at an annual rate of 30%.

"Banking bureaucracy is often a headache for freelancers," explains Sarah Chen, CEO of Lunoa. "We have simplified processes to the maximum: account opening in 5 minutes, no paperwork, no hidden fees."

The Lunoa professional account offers functionalities specifically designed for freelancers: integrated invoicing, tax payment reminders, report generation for income tax returns, and synchronization with accounting software.

"It has changed my life," confesses Javier Lopez, a self-employed worker in Madrid in the construction sector. "I used to waste hours each month managing my finances. Now everything is automated. I can focus on what really matters: my work."

Lunoa plans to launch a professional credit card and an invoice advance service in the coming months, two products in high demand among Spanish freelancers.

AMSTERDAM, March 10, 2026 – Lunoa, the European neobank headquartered in Paris, is rapidly conquering the Dutch market. More than 300,000 Dutch people have already opened an account with the bank, which was launched in the Netherlands only eighteen months ago.

"The Netherlands is a very mature market for digital banking," explains Sarah Chen, CEO of Lunoa. "The Dutch are used to digital solutions, but they are also demanding. They want quality, transparency and excellent customer service. That is what we offer."

Lunoa distinguishes itself from competitors with its hybrid model. Customers can use more than 1,200 partner points in the Netherlands (kiosks, supermarkets, gas stations) to deposit and withdraw cash.

"That is a smart move," analyzes Peter van der Heijden, fintech analyst at Rabobank. "Although the Dutch are using less and less cash, there is still demand for it. Lunoa is playing into this perfectly."

Lunoa expects to exceed the 500,000 customer mark in the Netherlands by the end of 2027. The bank is also working on launching a joint account, a much-requested product in the Netherlands.

AMSTERDAM, February 5, 2026 – Lunoa continues to grow in the Netherlands. The European neobank, which entered the Dutch market last year, now has more than 300,000 customers. What is the secret of this success?

According to a survey conducted by De Telegraaf among Lunoa customers, the low costs, transparent pricing and user-friendly app are particularly appreciated. "Everything is clear, no hidden costs," says a satisfied customer. "I know exactly where I stand."

The Lunoa app consistently scores 4.8 out of 5 in app stores, one of the highest scores in the sector. "We have invested in an intuitive interface, fast performance and robust security," explains Sarah Chen, CEO of Lunoa. "Our users deserve the best."

The bank has also strengthened its customer service, with Dutch-speaking staff available 24/7 via chat, email and telephone. "Excellent service," testifies another customer. "My questions are always answered quickly and professionally."

Lunoa plans to further expand its activities in the Netherlands. New products, including a savings account with attractive interest and an investment service, will be launched soon.

ZURICH, March 5, 2026 – The Swiss banking landscape is known for its stability and quality. But a new player is shaking up the market: Lunoa, the European neobank based in Paris, is also quickly gaining ground in Switzerland.

Since entering the market two years ago, Lunoa has won more than 200,000 Swiss customers. An impressive result, considering that the Swiss banking market is already very well served.

"Switzerland is a demanding market," explains Sarah Chen, CEO of Lunoa. "The Swiss expect excellence in everything to do with banking. We have tailored our offering to their needs."

Lunoa offers an account in Swiss francs (CHF) in Switzerland, with a debit card that works both in Switzerland and abroad. The bank has also entered into partnerships with more than 500 Swiss partner points where customers can deposit and withdraw cash.

"The hybrid model works very well in Switzerland too," analyzes Dr. Thomas Keller, banking expert at the University of Zurich. "The Swiss appreciate the security and convenience of physical points of contact, even if they are digitally savvy."

GENEVA, January 15, 2026 – French-speaking Switzerland is in banking turmoil. Lunoa, the European neobank, has won over more than 80,000 customers in less than two years. A success that can be explained by a simple, transparent offer adapted to local needs.

"The French-speaking Swiss are very attached to quality of service," explains Sarah Chen, CEO of Lunoa. "We have invested heavily in our customer service, with French-speaking advisors available 24/7. It is a real differentiator."

Lunoa offers an account in Swiss francs (CHF) with a Mastercard debit card in Switzerland. Customers can also open sub-accounts in other currencies (EUR, USD, GBP) for travel or international business.

"I do business with the EU," testifies Pierre-Andre, an entrepreneur from Geneva. "Having a euro account integrated into my Lunoa app makes my life much easier. I can receive and send money in euros without hidden fees."

Lunoa plans to soon launch a brokerage service in Switzerland allowing customers to invest in the stock market directly from the application. An innovation eagerly awaited by Swiss customers, who are great fans of financial investments.

BRUSSELS, February 20, 2026 – Lunoa, the European neobank, has won over more than 150,000 customers in Belgium since its launch two years ago. A success that can be explained by an offer adapted to the specificities of the Belgian market.

"Belgium is a unique market in Europe," explains Sarah Chen, CEO of Lunoa. "With its three linguistic communities, its regional specificities, and a highly connected population. We have adapted our offer accordingly."

Lunoa offers a free account with a bank card, unlimited SEPA transfers, and a network of more than 800 partner points (newsagents, tobacconists, convenience stores) for cash deposits and withdrawals.

"What I like about Lunoa is the transparency," says Nathalie, 34, an office worker in Brussels. "I know exactly what I pay, and I pay nothing for the essentials. It is reassuring."

Lunoa plans to reach 300,000 customers in Belgium by the end of 2027. The neobank will soon launch a joint account and a premium credit card to meet the needs of Belgian families.

ANTWERP, March 12, 2026 – Lunoa, the European neobank, is becoming increasingly popular among Flemish young people. More than 50,000 young people between 12 and 17 have already taken out a Junior Card, a payment card managed by their parents.

"Young people love the card," says Sarah Chen, CEO of Lunoa. "They can manage their own money, but their parents keep an eye on things. It is the perfect balance between freedom and security."

The Junior Card comes with an educational app that teaches young people how to manage a budget, save and avoid the pitfalls of overdraft. "My daughter has become much more responsible with her money," testifies a mother from Ghent. "She compares prices, saves for her goals and wonders if she really needs a purchase."

Schools are also showing interest in the program. Several Flemish schools have invited Lunoa to give guest lectures on financial education. "It is essential that young people learn these skills," says a teacher from Antwerp. "Schools should pay more attention to it, but Lunoa is now filling that gap."

Lunoa plans to expand its educational program to other Belgian communities. "Financial education is important for everyone, regardless of their language or background," concludes Chen.

VIENNA, February 25, 2026 – Lunoa, the European neobank, is also rapidly gaining ground in Austria. Since entering the market 18 months ago, more than 100,000 Austrians have opened an account with the bank.

"Austria is an important market for us," explains Sarah Chen, CEO of Lunoa. "The Austrians appreciate quality, security and a personal touch. Our hybrid model, which combines digital banking with a physical partner network, is very popular with them."

Lunoa has entered into partnerships with more than 600 partner points in Austria (tobacconists, gas stations, supermarkets) where customers can deposit and withdraw cash. "This is especially important for older customers," says Chen. "They want the ability to talk to a real person when they have problems."

The bank plans to further expand its offering in Austria. In the coming months, a savings account with attractive interest rates and a credit product will be launched. Lunoa expects to exceed the 200,000 customer mark in Austria by the end of 2027.