Lunoa Chrome
Premium

Lunoa Chrome

Travel further, spend smarter. Exclusive insurance and reduced foreign exchange fees wherever you go.

EURGBPCHF USDSEK+30 more
55 €/year
All Classic features included + premium benefits.
  • All Lunoa Classic features
  • Travel cancellation insurance up to 5,000 €
  • Emergency medical cover abroad
  • Lost/delayed baggage protection
  • Purchase protection (90 days)
  • Reduced FX fee: 0.8% (vs 1.5%)
  • 6 free ATM withdrawals/month
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Your insurance at a glance

All coverages are automatically activated when you pay for your trip with your Lunoa Chrome card.

Travel cancellation

Up to 5,000 € if you must cancel your trip due to illness, accident or unforeseen circumstances.

Medical emergency abroad

Up to 150,000 € medical expenses + repatriation costs when you travel outside your home country.

Lost / delayed baggage

Up to 2,000 € compensation for lost luggage and 300 € for delays over 6 hours.

Purchase protection

Accidental damage or theft of purchases within 90 days of buying, up to 1,000 € per item.

Flight delay

Compensation for essential expenses if your flight is delayed by more than 3 hours.

24/7 assistance hotline

Emergency travel assistance available day and night, in your language, from anywhere in the world.

Transparent fees

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Questions about Lunoa Chrome

Insurance activates automatically when you pay for travel (flights, hotels, transport) with your Lunoa Chrome card. No separate activation needed.
The primary cardholder is covered. Co-travelling family members can be covered — check the full policy for dependent coverage terms.
0.8% on currency conversion — significantly lower than the 1.5% on Lunoa Classic. For zero FX fees, consider upgrading to Lunoa Metal.
Yes — contact support or visit your account settings to upgrade at any time. The price difference is prorated.