No income requirements · No credit check · Open to all nationalities
An account open to over 198 nationalities across Europe — no income conditions, no credit check
A Mastercard + a European IBAN available immediately in multiple currencies
Over 8,000 partner points across Europe to manage your cash, deposits and card pick-up
The card you can pick up in 5 minutes at a partner point. No conditions.
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The card that looks like you — fully personalised design
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The card that covers you everywhere. Reduced FX fees across 210+ countries.
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The ultimate card. Zero foreign fees. Maximum insurance. Concierge included.
Learn moreOne account · Multiple currencies · Accepted worldwide
8,000+ partner points across Europe for everyday banking needs
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Send money worldwide — SEPA, Faster Payments and international wires
Learn moreFrom any device · Takes under 5 minutes
Directly at a partner point
Browse our multilingual knowledge base or chat with our AI assistant — available 24/7 in multiple languages.
Go to our FAQ →By phone: Mon–Fri 8:30–19:00 · Sat 9:00–18:00
Email: contact@lunoa-bank.com
Social media: Facebook & Instagram · Mon–Fri 8:30–19:00